FAQs

Frequently Ask Question

Enugu Tech® Program (www.enugutech.com) is a public-private partnership project developed and designed to train and provide a path to new jobs to about 50,000 young people in Enugu state. Successful beneficiaries will have the opportunity to learn either Product Design (UI/UX) or Programming (Web & App Development) with respect to your application and choice of program, the program will help you transition to new job roles and/or upscale in your already job role.

The training program under Enugu Tech are done virtually and remotely. The Product Design class is a one (1) month learning program. You would have the opportunity to learn on your own through the “dongle” (REQUIRES NO INTERNET) we would give you and also learn the online live classes that only run on weekends (Saturday and Sunday)
The Programming (Web and App Development) class runs for two (2) months. The classes are on weekends Fridays, Saturdays, Sundays and you would be provided with a “dongle” (REQUIRES NO INTERNET) which helps you to access the contents and self-study. Though it is online classes, it is 100% instructor led and you get all class recordings for recaps
Kindly note that the Enugu SME Center would provide a location for the weekend virtual session with internet. These locations would be notified to participants that finalize the process. It would be based on the “address of the successful applicant” and not “LGA of origin”.

Both training program are modular programs that can take anyone from a novice capacity to a professional capacity. Remember the content WILL ALWAYS be with you for continuous learning.

There is no problem, you can still participate in the Program.

Each program is priced at N20,000 (Twenty Thousand Naira Only). This has been subsidized heavily by the Enugu SME Center from the original price of N250,000 (Two Hundred and Fifty Thousand Naira Only). Each selected can access Human Capital Development Loan (HCDL) to access the training Program. The HCDL is an innovative ZERO INTEREST loan program that is intended SOLELY to provide training to Ndi-Enugu on technical and non-technical capacities.
For the Enugu Tech® Program is in partnership with private sector Edu-Tech leader called “Utiva” (www.utiva.io). Successful applicant can access HCDL Loan from The Enugu SME Agency, to be repaid after four (4) months (after the training)

The Loan for the Training Program is INTEREST FREE/ ZERO INTEREST

The successful applicants would be mandated to bring the following:

  • Nationally Recognized Identification of the Applicant and Three(3) passport photograph
    Guarantor from one of the following areas:
    • Private Sector Individual- Businessman/Businesswoman, entrepreneur, private sector employee
    • Public Servant (Federal Government MDA, State Government from Executive Assistant-Honorable Commissioner)- retired within two (2) years also acceptable
    • Civil Servant from Level 6-Permanent Secretary- retired within two (2) years also acceptable.
  • Requirements of the Guarantor:
    • Nationally Recognized Identification of the Applicant and two(2) passport photographs
    • Undated Cheque from CBN recognized Commercial Bank
    • The guarantor would be expected to co-sign with the successful Enugu Tech Skill Applicant and is also expected to be physically sighted by the Agency to prevent any case of false claims, forgery of documentation and signature etc.
    • Guarantor can be from anywhere in Nigeria (within or outside Enugu) but must make himself/herself available for sighting
    • Guarantee cheque cannot be a joint or corporate account

YES, you can guarantee yourself and still access the Human Capital Development Loan. Just provide all the requirements of the “Guarantor” as detailed above in No.7 above.
If you are guaranteeing yourself, kindly bring a three (3) or six (6) months Bank Account Statement (either current or savings account)

Just request for a cheque book from the Bank (current account holder). This takes seven (7) working days.
If you are guaranteeing yourself, kindly bring a three (3) or six (6) months Bank Account Statement (either current or savings account).

Request for a current account from your Bank. If the Bank request that you require an account reference, kindly come to the Enugu SME Center if you cannot find a referee.
If you are guaranteeing yourself, kindly bring a three (3) or six (6) months Bank Account Statement (either current or savings account)

Kindly notify us by sending an email to chinenyelinda00@gmail.com copying ugwuokeuchenna787@gmail.com with your “(Full Name)- Enugu Tech Applicant Paying Directly as the “Email Title”. The Bank Account details are as follows:
Bank Name: Fidelity Bank Plc
Account Name: Enugu SME Overhead and Expenditure Account
Account Number: 5030080175

Once paid, kindly scan the Payment Teller to enugutech@utiva.io copying info@enugusme.ng with your “(Full Name)- Enugu Tech Applicant Paying Directly as the “Email Title”. You can also come to the Agency to bring a copy of the Payment Teller

These is the least invasive collateral instrument for a loan acceptable by the Central Bank of Nigeria.

Unfortunately, the Enugu SME Center is the developmental finance institution for Enugu State. It provides concessionary loans Micro, Small and Medium Enterprises (MSMEs) in Enugu State amongst other primary function. Seeing as Human Capital is the most important sector, the Enugu SME Center has created a loan program tailored strictly for Human Capital Development. Remember loan can be intended for anything, just like how they are loans for only women or loans for agricultural sector etc.
The Agency has also ensured that these loans are ZERO INTEREST and has worked extensively with private sector to further subsidize the original training cost of N250,000 (Two Hundred and Fifty Thousand Naira Only) to the current N20,000 (Twenty Thousand Naira )

Ministry of Human Development and Poverty Alleviation, Enugu State Scholarship Board etc.

Remember that as detailed in “No. 2”, is a combination of remote and virtual learning. You would be required to complete coursework. Failure to do so would lead to you “defaulting on the loan”. If you paid upfront, the funds shall not be refunded. You need to take this seriously.

We will onboard all the learners that successfully completed the learning program on the Utiva Job Bank. On that platform, you will get the opportunity to meet employers that are hiring for full time roles, part time, freelancers (gig economy) and also companies that are building products. The job platform will give successful and determined applicants the opportunity to review employment opportunities and projects requirements and choose which works for you. The more projects you complete successfully, the more opportunities the technology platform routes to you.

If you have successfully passed the rigorous selection phase and chosen for the first cohort and you drop out of the program, it would have been determined you have DEFAULTED on the Enugu Tech Skill Training and the default terms would kick in as detailed in the Offer Letter, which would include calling on the collateral (the cheque of the guarantor/or applicant). If you paid for the Enugu Tech Skill Program upfront, it shall not be refunded.

Yes, having a LAPTOP IS MANDATORY to participate in the

Kindly follow us on @enugusmeagency on Instagram, Twitter and LinkedIn. Enugu State SME Agency on Facebook
www.enugusme.en.gov.ng

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